Maximizing Crop Insurance Benefits

Crop insurance claims are likely to be plentiful this year with the wet spring and periodic hail storms. Due to depressed prices, farmers can utilize crop insurance at a greater percentage of the APH yield. “We’re below that spring price. What that means is that if you have an 85 percent crop insurance policy, you’re going to start hitting crop insurance at about 92 percent of your APH yield,” explains Kent Thiesse, farm management analyst. Insurance will kick in at different yields depending on your coverage rate. “Your best source of advice or information is your crop insurance agent.”