Late-season crop damage and harvest quality issues have farmers digging deeper into their crop insurance policy. Low falling numbers is taking over this year’s spring wheat harvest story. Based at Devils Lake, AgCountry Farm Credit Services senior insurance specialist Evan Markestad says there is a discount factor table for insurance purposes. “For falling numbers 300 and below, that discount factor comes into play. There has also been some vomitoxin south of here, so both of those could lead to a substantially reduced crop insurance yield.” This time of year, it’s rare for a large amount of hail claims come through the insurance office. However, after a late-season storm rolled through central and northeast North Dakota, many farmers are finding hail-stricken fields. Markestad has been busy with those claims as well. Listen to the story.