Making Year-end Decisions

Farm Business Management Instructor Josh Tjosaas has reviewed preliminary 2026 cash flow projections. Cash flow will influence year-end decisions. “There’s always discounts on prepaying and a lot of farms have done that over time, but it’s a little bit tougher when there’s less available to prepay,” said Tjosaas. “I think it’s important to really get a handle on where you’re at and how early 2026 looks before jumping wholeheartedly into potentially higher expenses.” Working capital has taken a hit with the low commodity prices, but that may be offset by good yields in many areas.