It’s a time of record commodity prices, but it’s also a time of record expenses. “It’s critical to develop a farm plan, a budget and a marketing plan that makes sense,” said Bill York, CEO, FarmOp Capital. “Farmers should take some of the risk out of the volatility that comes with years like this.” York says there are two segments of agriculture that are underserved by lenders, farmers wanting to expand production through rented land and younger farmers that need financial assistance to get started. “We lend based on the value of their crop and their risk management strategy. While we don’t provide any direction to the farmer in terms of decisions, we lend based on their decisions.” Learn more about FarmOp Capital.