Today’s farmer may be dealing with lingering effects from the super-cycle of 2006-to-2012. That includes high family living expenses or land costs. Bell Bank Senior Vice President Lynn Paulson says farmers can weather this downturn in the farm economy. “A producer needs to know the cost-of-production and break-evens. You need good financial records and a good marketing plan.” While there are pockets with problems, Paulsen says the crop looks good across Minnesota and the Dakotas. “That may help offset some of the commodity price shortfall, but I don’t know if you can rely on that year-after-year. At some point, we’re going to come back into trendline yields and we’ll have issues if the price environment hasn’t changed.” Rather than having the most bushels, Paulsen said it may be more important to have the most economical yields.